Mint Budgeting App Review – Forbes Advisor

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Mint is one of the most popular budgeting apps available today. Founded in 2006, Mint was purchased by software company Intuit in 2009. Our Mint app review will help you learn more about the app, its features, cost, and ratings to determine if it’s right for you.

With over 924,737 reviews on the App Store and Google Play, Mint eclipses its competitors in terms of reported user experience. Mint earns a spot on Forbes Advisors’ Best Budgeting Apps and deserves special consideration to help meet your budgeting needs.

Mobile apps like Mint can automate your budgeting process and help you find ways to save and set aside money for your future goals. Account details and fees are correct as of March 4, 2022.

Currency and your budget

Mint is a free budgeting app that lets you connect all your financial accounts in one digital space to get high-level insight into your financial health. The app also allows users to track expenses and savings and set and track budget goals.

Using Mint, users can sync bank accounts, fund management accounts, retirement and investment accounts, credit cards, and other financial accounts. You can also track all your monthly bills through Mint and receive reminders so you can easily pay your bills on time.

After connecting your financial accounts, Mint tracks your transactions and categorizes them into budget categories to simplify tracking. Users can keep the default categories provided by Mint or create custom categories to suit their needs.

For more customization, you can also add tags and rearrange transactions as needed to better track your spending. If you’re like most users, many transactions don’t necessarily fall into a specific category. With Mint, users have the ability to separate a single transaction into multiple categories, including the fees charged.

Mint is for individual users and there is no option for joint Mint accounts. However, two people with joint financial accounts can each create their own Mint account and sync the same accounts to view the same information.


Security is a top priority for Mint and its parent company, Intuit. Mint tightly protects user information with the latest security measures, including strong encryption, multi-factor authentication, and other security protocols. Users can also protect their Mint account by adding a four-digit security code to their mobile device.

Users can control mobile access from their account. If your mobile device is lost or stolen, you can disable mobile access or delete your account remotely from your online account to protect your information.


Mint is free for everyone. No premium version of the app is available at an additional cost. Signing up for a free account gives you access to all the features and benefits of the app. Mint makes its money through strategic partnerships with other companies, which is why the app features ads and offers for other financial products. Some users may find the product offers somewhat intrusive and there is no paid option to remove ads.

Other application tools

Mint is not an investment app, but it lets you view and track your investments. Having access to your investments in a budgeting app will allow you to get a complete overview of your finances in one place. You can add all of your investment accounts, including 401(k), brokerage accounts, IRAs and more. The investment tracker allows you to compare your investment portfolio to market benchmarks and even track investment fees so you can see if there are any unnecessary fees.

Distinctive features

Mint gives account holders free access to their credit score and credit monitoring tools. You can check your TransUnion VantageScore as often as you like, thanks to a partnership with TransUnion. Checking your credit score through Mint does not negatively affect your credit.

Your score comes with an overview of your credit report, as well as information about how scores are calculated and what steps you can take to improve your score. Mint also offers free credit monitoring through TransUnion. Users can sign up to receive real-time alerts whenever TransUnion receives new information from creditors.

Access and assessments

Mint is available for iOS and Android. You can also access your account online through the Mint website. Mint is ranked #1 among financial apps on the App Store and is rated 4.8 out of 5 stars. The app receives 4.5 out of 5 stars on Google Play.


  • Link all your financial accounts in one place
  • Allows you to configure notifications and alerts
  • Free access to credit score
  • The app is free

The inconvenients

  • Connectivity issues with financial accounts
  • No joint accounts
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How Mint Compares

Mint is not only free, it is also easy to set up and use. There are times when you might need to reconnect a financial account, which can be inconvenient, but overall the app does exactly what it’s supposed to do. Not only can you track expenses and create budgets, but you also get an overview of all your finances.

Having access to Mint online and through the mobile app is helpful, especially if you’re going deeper into your finances and budgeting. Mint’s insights also provide additional help in spotting trends in your spending so you can save money.

Among free budgeting apps, it’s hard to find another app that offers more value than Mint. It’s not perfect, but it’s a great tool whether you’re a budgeting pro or a novice.

Frequently Asked Questions (FAQ)

Yes, Intuit, the parent company of Mint, uses the latest security measures and technology to protect the personal and financial information of its customers. Security measures include software and hardware encryption and multi-factor authentication.

How much does the Mint app cost?

Mint is a completely free application. Mint features are free to use.

Can you use Mint without linking accounts?

Although it is intended for automatic synchronization, there is a way to manually add certain financial accounts to your Mint account. This adds another level of involvement on your part since Mint cannot automatically update information for these accounts.

What are the key elements of a basic budget?

Prioritizing how you and your family spend money is where the budgeting process starts. In order to achieve the financial goals you have set for yourself, you need to know how much money is coming in and how much money is going out.

How important are good budgeting habits?

After creating a family budget, what really makes things work is sticking to your budget. Your mindset and habits play a huge role in how well your budgeting efforts serve your goals. If you find you have financial habits that could be improved, the right app can help.

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